Gold SponsorM3 Roofing

FEB 20 + 21, 2027 SAT & SUN · 9 AM to 6 PM ET · LIVE · VIRTUAL

HOMEOWNERSCONFERENCE.

South Florida Edition

2 Days 5 Steps each day 50 Session choices Live Online

Discover the questions worth asking before you buy, the risks to address once you own, and the options for your next move. Two live days for South Florida buyers and homeowners, with expert conversations, session choices and people you can meet. Hosted by Michelle Molina.

$300November
$400December
$500January

Doors open February 20, 2027 · 9 AM ET

--Days
--Hours
--Minutes
--Seconds

Your home deserves
a more informed decision.

A home brings questions that rarely arrive one at a time. The insurance letter arrives, a repair quote changes and everyone you ask has a different answer. This is the weekend you ask better questions: expert conversations to help you decide what needs attention, what can wait and whom to ask for help.

50session choices in one weekend
10useful steps across two days
2days from your couch
18hours, all of them live

Two days. Five steps each day.

Ask better questions
about your own home.

Choose one of five live sessions at each step. Follow the full day or start with your most pressing question. Every step is useful on its own.

Before the conference

“I need to know what this home could really cost me.”

Step 1Buying It

You’ll spot warning signs before you commit to a home.

  • Recognize inspection, closing and contract questions before a property becomes your responsibility.
  • Compare homes with the ongoing costs in mind, so the place you choose fits the life you can afford.
Explore this step’s sessions

Step 2Financing It

You’ll discover what makes a home payment manageable.

  • Look beyond the quoted rate to compare borrowing costs against your household budget.
  • Find the questions to ask before a refinance or equity decision, so a short-term fix does not become a longer financial burden.
Explore this step’s sessions

Step 3Protecting It

You’ll uncover where your home needs protection first.

  • Understand roof and storm-readiness questions before hurricane season adds pressure to the decision.
  • Discover what to document and whom to call after damage, so you are better prepared when your family needs a safe home.
Explore this step’s sessions

Step 4Insuring It

You’ll decode your coverage before you need it.

  • Uncover deductibles and flood or wind gaps before relying on coverage you may not have.
  • Ask more useful renewal and claim questions, so a surprise letter is easier to act on.
Explore this step’s sessions

Step 5Maintaining It

You’ll spot small problems before they become bigger repairs.

  • Separate routine upkeep from warning signs, so repairs can become planned expenses instead of household emergencies.
  • Know what to ask a contractor and where DIY stops, helping protect your time, budget and safety.
Explore this step’s sessions

After Day 1 · Your next chapter

Leave with clearer priorities for buying and protecting your home.

  • Questions to ask before a purchase or loan commitment.
  • Risks and coverage gaps to discuss with qualified professionals.
  • A maintenance priority to address before it becomes urgent.
I’m Ready. Lock In My Seat.

Before the conference

“What should I fix, and is staying here still right for me?”

Step 1Fixing It

You’ll discover how to approach repairs with less guesswork.

  • Recognize warning signs and compare quotes before urgency decides who gets the job.
  • Understand permit and prior-work questions, so unfinished problems do not keep consuming your time and money.
Explore this step’s sessions

Step 2Growing It

You’ll discover which improvements suit your home and budget.

  • Weigh everyday usefulness against likely resale value before committing your savings to a renovation.
  • Ask about scope, zoning and appraisals early, so the extra space you imagine has a practical path forward.
Explore this step’s sessions

Step 3Renting It

You’ll explore whether renting would actually work for you.

  • Look at costs, local rules and the work of being a landlord before counting on extra income.
  • Compare rental approaches with the privacy and time you want at home, including the choice not to rent.
Explore this step’s sessions

Step 4Selling It

You’ll discover how to weigh selling against staying.

  • Compare preparation costs, selling routes and potential proceeds before deciding a move makes sense.
  • Spot the terms to question in an offer, so pressure to close does not replace your own priorities.
Explore this step’s sessions

Step 5Owning It

You’ll find what to put in order for your next chapter.

  • Understand the tax, HOA and title questions that can affect the home you worked to own.
  • Identify estate-planning conversations and records to review, so your next decision has fewer loose ends for you and your family.
Explore this step’s sessions

After Day 2 · Your next chapter

Leave with a next move you can evaluate on your own terms.

  • A repair or improvement to investigate before spending.
  • Questions to weigh rental income, a sale or staying put.
  • Ownership paperwork and professional advice to prioritize.
I’m Ready. Lock In My Seat.

Hear the experts.
Choose your next conversation.

At each step, hear a shared fireside conversation, then choose one of five concurrent, 30-minute expert sessions. Networking gives you space to follow up with people you meet. Both days include an Expo Hour; Day 2 also has the Expo Finale.

5 choicesAt each step

Day 1 · Get it and protect it

LIVE

Opening keynote: Michelle Molina · The $400,000 Decision Nobody Prepares You For

LIVE

Speed networking

STEP 01

Buying ItYou’ll spot warning signs before you commit to a home.

30-minute fireside · Choose one 30-minute session

Fireside panelWould You Buy Right Now? The Experts Call the 2027 Market

  • The First-Time Buyer Bootcamp: Pre-Approval to Keys Without Getting Played

    Questions to ask from pre-approval through the handover of keys.

    Speaker announcing soon
  • What Nobody Tells You at Closing, Until It Costs You

    Closing costs and documents to review before you sign.

    Speaker announcing soon
  • Condo, House, or Townhome: The South Florida Decision Tree

    Compare upkeep, association responsibilities and living costs.

    Speaker announcing soon
  • The Inspection Walkthrough: 12 Red Flags That Should Kill a Deal

    Inspection findings to discuss before you commit.

    Speaker announcing soon
  • New Construction Traps: Builder Contracts Decoded

    Contract terms and upgrade costs to question with your adviser.

    Speaker announcing soon
STEP 02

Financing ItYou’ll discover what makes a home payment manageable.

30-minute fireside · Choose one 30-minute session

Fireside panelRates, Refis, and What Your Lender Won’t Volunteer

  • The Rate Game: Beating Today's Mortgage Math Without Perfect Credit

    Compare rate, fees and monthly payment together.

    Speaker announcing soon
  • Refinance or Ride It Out? The Math That Decides

    Compare switching costs with the time you expect to stay.

    Speaker announcing soon
  • Down Payment Assistance: Where to Check Eligibility in Florida

    Find where to check eligibility and current program terms.

    Speaker announcing soon
  • How Your Credit Score Changes Your Borrowing Options

    Understand how credit can affect your borrowing options.

    Speaker announcing soon
  • HELOCs, Equity, and When Your House Should Pay You

    Weigh equity borrowing against repayment and household risk.

    Speaker announcing soon
LIVE

The Expo Hour: lunch on the expo floor

STEP 03

Protecting ItYou’ll uncover where your home needs protection first.

30-minute fireside · Choose one 30-minute session

Fireside panelThe June 1 Question: Is Your Home Ready for What’s Coming?

  • Roof Warning Signs: What to Check Before a Small Problem Spreads

    Spot roof warning signs that need professional attention.

    Speaker announcing soon
  • Before Hurricane Season: A Readiness Checklist for Your Home

    Prioritize preparations before hurricane season.

    Speaker announcing soon
  • How Old Is Too Old? Your Roof's Insurance Countdown

    Questions to ask about roof condition and policy requirements.

    Speaker announcing soon
  • Impact Windows, Shutters, and the Upgrades That Cut Your Premium

    Compare protection options and ask about policy credits.

    Speaker announcing soon
  • After the Storm: The First 48 Hours That Decide Everything

    Plan documentation, safety and the first calls after damage.

    Speaker announcing soon
STEP 04

Insuring ItYou’ll decode your coverage before you need it.

30-minute fireside · Choose one 30-minute session

Fireside panelFlorida’s Insurance Crisis: What’s Real, What’s Noise, What You Do About It

  • Dropped, Denied, Doubled: Surviving Florida's Insurance Crisis

    Questions to ask when premiums rise or coverage changes.

    Speaker announcing soon
  • Before You File a Claim: Documentation, Questions and Next Steps

    Understand documentation and the steps in a claim.

    Speaker announcing soon
  • Reading Your Policy Without a Law Degree

    Find the limits, exclusions and deductibles that matter.

    Speaker announcing soon
  • Flood, Wind, and the Gaps Hiding in Your Coverage

    Uncover where flood and wind protection may differ.

    Speaker announcing soon
  • Shopping Your Policy the Right Way

    Compare policy terms as well as the quoted premium.

    Speaker announcing soon
STEP 05

Maintaining ItYou’ll spot small problems before they become bigger repairs.

30-minute fireside · Choose one 30-minute session

Fireside panelThe $20,000 Question: What Fails First in a Florida Home

  • Small Maintenance Jobs That Help Prevent Bigger Repairs

    Identify small maintenance jobs before damage spreads.

    Speaker announcing soon
  • How to Hire a Contractor Who Actually Shows Up

    Compare qualifications, scope and communication before hiring.

    Speaker announcing soon
  • The Seasonal Playbook: What Your Home Needs Every 90 Days

    Organize seasonal checks around your home’s needs.

    Speaker announcing soon
  • AC, Water Heater, Roof: Predicting the Big Three Before They Blow

    Recognize signs that major systems need inspection.

    Speaker announcing soon
  • DIY or Call a Pro? The Honest Line

    Know when a job calls for licensed professional help.

    Speaker announcing soon
LIVE

Day one closes

Day 2 · Improve it and choose what’s next

STEP 01

Fixing ItYou’ll discover how to approach repairs with less guesswork.

30-minute fireside · Choose one 30-minute session

Fireside panelWhy Good Contractors Are Hard to Find, From the Good Contractors

  • Emergency! Who to Call, What to Pay, and When to Walk Away

    Prepare contacts and questions before a repair becomes urgent.

    Speaker announcing soon
  • Permits Without Pain: Legal, Fast, and Done Right

    Understand which permit questions to ask before work starts.

    Speaker announcing soon
  • Comparing Contractor Bids: What the Price Alone Misses

    Compare bids against the same scope and assumptions.

    Speaker announcing soon
  • Small Cracks, Big Problems: Reading Your House's Warning Signs

    Recognize changes that warrant a qualified inspection.

    Speaker announcing soon
  • Unpermitted Work: Fixing the Sins of the Previous Owner

    Find the questions to investigate a previous owner’s work.

    Speaker announcing soon
STEP 02

Growing ItYou’ll discover which improvements suit your home and budget.

30-minute fireside · Choose one 30-minute session

Fireside panelThe Renovations We Would Do to Our Own Homes in 2027

  • Renovations That Pay You Back, and the Ones That Never Do

    Weigh improvements against usefulness, cost and resale plans.

    Speaker announcing soon
  • The $30K Kitchen vs the $8K Kitchen: Where Value Actually Lives

    Compare project scope before choosing a renovation budget.

    Speaker announcing soon
  • Adding Square Feet: ADUs, Garages, and What Zoning Allows

    Questions to ask about zoning, approvals and added space.

    Speaker announcing soon
  • Pools and Patios: Weigh Everyday Enjoyment Against Resale Value

    Consider upkeep and daily use alongside resale appeal.

    Speaker announcing soon
  • The Appraisal Playbook: Making Improvements Count on Paper

    Find which records help document completed improvements.

    Speaker announcing soon
LIVE

The Expo Hour: lunch on the expo floor

STEP 03

Renting ItYou’ll explore whether renting would actually work for you.

30-minute fireside · Choose one 30-minute session

Fireside panelWhen Your Home Should Start Paying You, and When It Shouldn’t

  • Could Your Spare Room Earn Income? The Tradeoffs to Consider

    Weigh household privacy and responsibilities against potential income.

    Speaker announcing soon
  • Airbnb, Annual, or ADU? Picking Your Rental Play

    Compare rental approaches and the local rules to investigate.

    Speaker announcing soon
  • Landlord 101: Screening, Leases, and Staying Out of Court

    Understand the screening and lease questions to take to an adviser.

    Speaker announcing soon
  • The Numbers That Make a Rental Work, and the Ones That Sink It

    Include vacancy, maintenance and operating costs in the decision.

    Speaker announcing soon
  • House Hacking: Could an Owner-Occupied Rental Fit Your Budget?

    Examine owner-occupied rental options and their tradeoffs.

    Speaker announcing soon
STEP 04

Selling ItYou’ll discover how to weigh selling against staying.

30-minute fireside · Choose one 30-minute session

Fireside panelSell in 2027 or Hold? The Panel Calls the Market

  • Sell High, Stress Low: Timing the South Florida Market

    Weigh your timing and household needs alongside market conditions.

    Speaker announcing soon
  • Before You List: Which Preparation Is Worth Your Time and Money?

    Prioritize preparation before committing money to a listing.

    Speaker announcing soon
  • Staging Before You Sell: What to Prioritize and What to Skip

    Compare presentation choices with the cost and effort involved.

    Speaker announcing soon
  • FSBO or Agent? The Real Cost of Each Path

    Understand responsibilities and costs in each selling route.

    Speaker announcing soon
  • Offers, Counters, and the Art of Not Leaving Money Behind

    Look beyond offer price to conditions, timing and net proceeds.

    Speaker announcing soon
STEP 05

Owning ItYou’ll find what to put in order for your next chapter.

30-minute fireside · Choose one 30-minute session

Fireside panelThe Money Hiding in Your House: Taxes, Title, and Homestead, Answered

  • Homestead, Taxes, and the Money You Are Leaving on the Table

    Questions to ask about eligibility, exemptions and ownership changes.

    Speaker announcing soon
  • HOA Survival School: Your Rights, Their Rules, and the Line Between

    Find the documents that explain association rules and responsibilities.

    Speaker announcing soon
  • Your Home in Your Estate Plan: Deeds, Trusts, and Avoiding Probate

    Identify deed and estate questions to discuss with your attorney.

    Speaker announcing soon
  • Property Tax Appeals: When and How to Fight Your Assessment

    Find where to check assessment details and appeal procedures.

    Speaker announcing soon
  • Title, Liens, and the Paperwork That Can Steal Your House

    Know which title records and notices deserve professional review.

    Speaker announcing soon
LIVE

The Expo Finale: return to the floor for conversations and follow-up

LIVE

Doors close

The people are part of the weekend

Bring your questions.
Meet people worth asking.

01 / Main stage

Hear the conversation first.

Each step begins with its speakers together in a 30-minute fireside. Hear how they approach the homeowner question before choosing a breakout.

02 / Your session

Choose what matters to you.

Five concurrent 30-minute sessions put different questions in focus. Attend one live at each step. Replay access is separate from the live ticket.

03 / Between conversations

Put a face to the advice.

Join speed networking to meet other homeowners and professionals. Visit the Expo Hour each day and return for Day 2’s Expo Finale.

Meet your conference hosts.

MM
Michelle Molina Host · Co-owner, M3 Roofing

Fourteen years building M3 from construction crew to one of Miami’s most recognizable roofing brands. Her content gets copied word for word by competitors. Now the whole homeowner playbook goes on one stage.

Carlos A. Vazquez
Carlos A. Vazquez Co-host · The Live Events Guy

Twenty-three years in marketing and the operator behind live events across industries. He builds and runs the rooms, so the experts on stage only have to teach.

M3 Roofing · Exclusive Roofing Partner

Meet the people
who know homes.

Lending, inspection, insurance, construction and ownership questions all deserve the right expertise. Explore the session lineup below. Guest speakers will be announced here.

Day 1 · Step 1Buying It

The First-Time Buyer Bootcamp: Pre-Approval to Keys Without Getting Played

Announcing soonBuying It

What Nobody Tells You at Closing, Until It Costs You

Announcing soonBuying It

Condo, House, or Townhome: The South Florida Decision Tree

Announcing soonBuying It

The Inspection Walkthrough: 12 Red Flags That Should Kill a Deal

Announcing soonBuying It

New Construction Traps: Builder Contracts Decoded

Announcing soonBuying It

Day 1 · Step 2Financing It

The Rate Game: Beating Today's Mortgage Math Without Perfect Credit

Announcing soonFinancing It

Refinance or Ride It Out? The Math That Decides

Announcing soonFinancing It

Down Payment Assistance: Where to Check Eligibility in Florida

Announcing soonFinancing It

How Your Credit Score Changes Your Borrowing Options

Announcing soonFinancing It

HELOCs, Equity, and When Your House Should Pay You

Announcing soonFinancing It

Day 1 · Step 3Protecting It

Roof Warning Signs: What to Check Before a Small Problem Spreads

Announcing soonProtecting It

Before Hurricane Season: A Readiness Checklist for Your Home

Announcing soonProtecting It

How Old Is Too Old? Your Roof's Insurance Countdown

Announcing soonProtecting It

Impact Windows, Shutters, and the Upgrades That Cut Your Premium

Announcing soonProtecting It

After the Storm: The First 48 Hours That Decide Everything

Announcing soonProtecting It

Day 1 · Step 4Insuring It

Dropped, Denied, Doubled: Surviving Florida's Insurance Crisis

Announcing soonInsuring It

Before You File a Claim: Documentation, Questions and Next Steps

Announcing soonInsuring It

Reading Your Policy Without a Law Degree

Announcing soonInsuring It

Flood, Wind, and the Gaps Hiding in Your Coverage

Announcing soonInsuring It

Shopping Your Policy the Right Way

Announcing soonInsuring It

Day 1 · Step 5Maintaining It

Small Maintenance Jobs That Help Prevent Bigger Repairs

Announcing soonMaintaining It

How to Hire a Contractor Who Actually Shows Up

Announcing soonMaintaining It

The Seasonal Playbook: What Your Home Needs Every 90 Days

Announcing soonMaintaining It

AC, Water Heater, Roof: Predicting the Big Three Before They Blow

Announcing soonMaintaining It

DIY or Call a Pro? The Honest Line

Announcing soonMaintaining It

Day 2 · Step 1Fixing It

Emergency! Who to Call, What to Pay, and When to Walk Away

Announcing soonFixing It

Permits Without Pain: Legal, Fast, and Done Right

Announcing soonFixing It

Comparing Contractor Bids: What the Price Alone Misses

Announcing soonFixing It

Small Cracks, Big Problems: Reading Your House's Warning Signs

Announcing soonFixing It

Unpermitted Work: Fixing the Sins of the Previous Owner

Announcing soonFixing It

Day 2 · Step 2Growing It

Renovations That Pay You Back, and the Ones That Never Do

Announcing soonGrowing It

The $30K Kitchen vs the $8K Kitchen: Where Value Actually Lives

Announcing soonGrowing It

Adding Square Feet: ADUs, Garages, and What Zoning Allows

Announcing soonGrowing It

Pools and Patios: Weigh Everyday Enjoyment Against Resale Value

Announcing soonGrowing It

The Appraisal Playbook: Making Improvements Count on Paper

Announcing soonGrowing It

Day 2 · Step 3Renting It

Could Your Spare Room Earn Income? The Tradeoffs to Consider

Announcing soonRenting It

Airbnb, Annual, or ADU? Picking Your Rental Play

Announcing soonRenting It

Landlord 101: Screening, Leases, and Staying Out of Court

Announcing soonRenting It

The Numbers That Make a Rental Work, and the Ones That Sink It

Announcing soonRenting It

House Hacking: Could an Owner-Occupied Rental Fit Your Budget?

Announcing soonRenting It

Day 2 · Step 4Selling It

Sell High, Stress Low: Timing the South Florida Market

Announcing soonSelling It

Before You List: Which Preparation Is Worth Your Time and Money?

Announcing soonSelling It

Staging Before You Sell: What to Prioritize and What to Skip

Announcing soonSelling It

FSBO or Agent? The Real Cost of Each Path

Announcing soonSelling It

Offers, Counters, and the Art of Not Leaving Money Behind

Announcing soonSelling It

Day 2 · Step 5Owning It

Homestead, Taxes, and the Money You Are Leaving on the Table

Announcing soonOwning It

HOA Survival School: Your Rights, Their Rules, and the Line Between

Announcing soonOwning It

Your Home in Your Estate Plan: Deeds, Trusts, and Avoiding Probate

Announcing soonOwning It

Property Tax Appeals: When and How to Fight Your Assessment

Announcing soonOwning It

Title, Liens, and the Paperwork That Can Steal Your House

Announcing soonOwning It

Choose your seat for both live days.

Three price windows. When one closes, the price goes up and never comes back down.

Feb 20 + 21Doors 9 AM ET

What your ticket actually buys.

50 session choices across both daysChoose one concurrent session at each of the 10 steps.$49,850
The opening keynote with Michelle Molina$997
10 fireside panels, one opening every step$4,970
Speed networking, both daysDozens of three-minute connections: neighbors, owners, and the professionals who can actually help your home.$1,994
The Expo Hours + the two-hour Expo Finale$997
Decisions you can approach with better questionsSpot what deserves a closer look before a repair, purchase or insurance decision.Priceless
Questions you can bring to the expertsHear the fireside conversations, then follow up with professionals through the event’s connection opportunities.Priceless
The people you leave knowingMeet professionals and neighbors with relevant experience.Priceless
Total value$58,808

Your price: whatever the month says below.

The Homeowner Ticket

WINDOW CLOSED On sale now

Super Early Bird

$58,808 value
$300

November 1 through November 30.

Lock In My Seat

HOC 2027 · Feb 20 + 21 · Admit One

WINDOW CLOSED On sale now

Early Bird

$58,808 value
$400

December 1 through December 31.

Lock In My Seat

HOC 2027 · Feb 20 + 21 · Admit One

WINDOW CLOSED On sale now

Regular Admission

$58,808 value
$500

January 1 through January 31.

Lock In My Seat

HOC 2027 · Feb 20 + 21 · Admit One

Your live ticket covers both days, 10 fireside conversations, your choice of one live session at each of the 10 steps, the expo floor and the networking rounds. Choose the conversations that fit your home. Replay access is separate.

Are you a professional? Realtors, lenders, inspectors, contractors: your pass is over here. →

Make better decisions about your own home.

Two live days to ask better questions about buying, protecting and improving the place you call home.

$300November
$400December
$500January
Lock In My Seat